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My husband is the one who says if he can't get a job he will need to file bankruptcy. So I'm just asking if he does something crazy like that, how will it impact me.

1. Impact on mortgage rates if he is on the mortgage, assuming that a mortgage is even possible.

2. Also, interest rates on other lines of credit where he is a party to that credit would probably be higher. This includes existing credit cards with a "universal default clause".

3. Any utility hookups where his name appears on the account would probably want a deposit.

4. Auto insurance policies where he is listed may have higher premiums.

5. It is possible that he would find it harder to qualify for some positions, particularly if those positions involve handling money or require handling of confidential information.

If I recall correctly, there is a "living under bankruptcy" board, and they may be able to provide more pertinent answers.
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