No. of Recommendations: 0
My income: roughly $1,200 per month take home
(it varies, as I'm paid hourly)

Your withholding is too high, or you aren't working full time. My take home at $10/hour is $1386/month. An extra $80/week would bring me to over $1600/month take home.

Budget (based on me earning 30% of our income, my husband, the rest. This is my percentage paid)

This is total crap. Why isn't your husband "helping" you with this? Going "dutch" in marriage is crap. Did you see the Dharma and Greg where they did that? 2/3 into the episode, he had "cut off" her electricity, and so she wouldn't let him play with "her breasts". (LOL!)

I'm just saying, it's not "I have debt", it's "We have debt" I suggest you get all the cards paid off and close them out, if he's worried you will run up more debt.
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