My input:http://boards.fool.com/1081/was-the-advisory-a-fee-only-your...This was addressing Kris's question about an insurance investment, but IMHO the same holds true for any investment.Fee ONLY is really the way to go for financial planning,http://garrettplanning.com/Another fee-only organization is NAPFA but I believe are more expensive:http://www.napfa.org/However, their website has lots of good information. Here's their FAQ page:http://www.napfa.org/consumer/faq.asp#FAQ23
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