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My last thoughts on all this are that it is probably worth waiting things out because has provided us with a great, not to mention incredibly cheap, way to invest for the long-term. That said, I'd recommend that everyone brace for some sort of fee increase in the next few months, and at that time I think everyone should examine those new fees are and determine if buyandhold is still the best deal for them. I'm guessing whatever kind of increase they implement, it will still be a good deal, at least lets hope <gg>.
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