We have limited our retirement saving to the matching amounts - my husband ends up with 12% total(him 8, the company 4) and me with 15%(me 5 and the company 10). I gave up on IRAs when I had to worry about deductibility, co-mingling, etc. I think our income does us in on the new ones and I've hit a point where I think we're set on retirement. My husband actually doesn't plan to retire and I'm thinking that I'd like to enjoy some of the money now. It may sound foolish(little f) but we have given our children good educations,etc and I really don't plan to leave much at the end. I'd rather see them enjoy it(if there's anything left after college and weddings). We've been savings like this for about 20 years and we have about 20 to go until retirement age.(It's mostly in equities) Reactions ?
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