My mother lives on half SS and half IRA RMDs, although she retired (against her will-) at 66. With lower returns and slower COLAs nowadays, she's had to cut back. Goes longer between hair and nail appointments, eats out less (mostly eats Lean Cuisine). Luckily I persuaded her to buy her car when its lease ended. She drives less and less--never outside our town. One son pays for her electronics, the other for dental care, and I pay for her travel, facials, and massages, otherwise she wouldn't be able to afford much of those things. And she's smarter, healthier, and better off than most her age (86).
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