My mother rolled her lump sum pension into a T-IRA ~15 years ago. AFAIK you can do that today--no taxable event. If you decide to get another job that offers 401(k), I think you can roll your lump suim into that, but that makes no sense to me. Why pay 401(k) fees rather than manage your own IRA? The only disadvantages to managing your own money are making your own mistakes. Interestingly, I find that I manage our taxable investments better than our IRAs, especially my T-IRA. I tend to put the flakier ideas there. I should stop doing that!Good luck with whatever you decide. IIRC you're in good shape to consider early retirement or part-time consulting.
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