No. of Recommendations: 4
My niece turned 4 today. If she could think beyond her Barbie in the Pool and chocolate cake "with lots of colors", I am sure she would wish you a Happy Birthday - and say you are SO OLD! <grin>

She is so dramatic for a 4 yr old.

Speaking of Florida, I recently booked my 10th annual Atlanta Braves Spring Training trip to Florida, the 6th yr at Disney World. Basebally by day, Pleasure Island by night. Now true, Disney is no cheap ticket, but this is my one vacation of the year, and I begain saving for it immediately after the last trip (direct deposit to a savings account with my credit union) so the I already have it half paid for, and the rest I can carry out of disposable cash.

Other than my current battle with Blue, my credit card situation is fine. All my debt (besides car and home) is in an equity line at 4.25% on which I am paying interest plus principle each month. I do not think I it is a problem (I am using only 20% of the equity line and my home has appreciated some 66% since I took opened it (according to my property tax valuation).

Still, I am concerned that much of it is consumr-related and not equity-building but it has been a tight couple of years (I work for and own some of that stock that lost 85% over the last 2 years. I am positioning my retirement fund to take advantage of any recovery, and I have hopes the company will rebound late this year. I realize that my problems are ones of perception compared to the truly difficult situations many of the posters here are facing.

I have been reading here the last few weeks, especially about you, Wild, and I think the biggest lesson I have learned is that with the right attitude, I can weather anything. Either you are one terrific writer of reality fiction or you are a special someone who has looked their demons in the eye, swallowed there pride, and decided to open their life for the education of all who want to listen.

I do not know if you will consider yourself a winner with still so much left to do, but I think you should. When I grow up to be old and 50, I want to be just like you!

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.