My own .02 on Nextcard...I was a bad boy on bills due to personal problems around the first of the year, Made sure rent and CBank got paid on time, that was it. As a result NCard doubled my APR to 22.49% Last month's payment was on time but the hiugh APR remains. What's the story? Will they wait 6 mos. or so before dropping back to 12.9%?My .02(less before Nextcard;)-criscarson-
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