My parents didn't talk about money either, except to say things were expensive. They also both had an irrational fear about being around "rich people." My mom grew up during the depression. Her dad died when she was six. Things were really tough for her then. My biological father died when I was five. We were really hurting financially after that. Mom remarried when I was seven. SP was right. We lived frugally. I never went without though. We even took some nice family vacation. Frugality is how she paid cash for everything. My step-dad died when I was in my 20's. She didn't believe in life insurance. By that time, my mom had a lot of savings, stocks, etc. She is a shrewd investor. I was surprised when my mom didn't know what a credit score was. She does know what a credit report is. I quickly realized that mom hasn't needed credit for at least 25 years, except to carry the couple of credit cards she has.Dad (step-dad) wasn't operating on all cylinders about a lot of things. He did love me though, and he did his best.I have a four-year old son. My husband and I are already teaching him about money. As a parent, I realize how many mistakes I've made already with my son. I try to forgive my parents for the mistakes they made. I hope my son does the same when he grows up.-Leia
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