No. of Recommendations: 39
I only post occasionally on TMF, but I had to share with everyone that I am having a perfect day. Today, I checked my Vantage score. It's 990. That's 990 out of 990. Perfect.

Several years ago after a divorce and two unexpected surgeries, my credit score was awful. I had several 30-day late marks, a few 60-day, one 90-day, collection accounts, etc.

With help from TMF, I'm doing much better. I have much better spending habits, but I still need to slap myself upside the head occasionally when I start to lose control.

If you are struggling to repair your credit, take heart. I can be done. It takes discipline and time.

Thanks to all here on TMF who helped me achieve my perfect day.

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