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My question is-- is this a negotable item. Can the company increase my "vesting" in the fund to 100% before my four years is up. I am trying to come up with a different type of idea to go along with my annual raise/review. I work in the health care field and that area is known for only giving about a 2-4% raise yearly, no matter how well the company does.

this is pretty much non-negotiable for you individually. i assume this is a 401(k) or similar type plan. this is governed by the plan document. any alterations like that (for an individual) would bring the ire of the IRS.

now you could ask them the alter it so that all employees would vest faster. if there is low turnover in your company, this is no big deal. if there is high turnover, well, then they may not be so keen to give away money like that.

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