Thank all of you for the advice I received, (See prior Post NEED ADVICE). It was very good and got me thru a difficult week. I have started writing down EVERY expense & boy was I surprised. Money is flowing out of my wallet & I never even noticed. I also have done a 3 month projection & I know that although at this time I have 0 dollars for debt repayment I DO HAVE rent, utilities, food. I actually have the means to survive for the next quarter. YES!!!! My next project is listing EVERY bill owed on Excel. Gulp!Then I am going to treat myself by writing letters to my Creditors..Whew. am i ever glad I found this board. I was feeling Alone in Shark (oops) Creditor infested water. Yikes. Thank All of you. Very Very Much. I gotta go run my budget. )Wow, my 1st budget..)Leah
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