My understanding is Ford Panther platform vehicles (Crown Vic) are cheap to insure, reliable, cheap to repair, and safe in an accident.I know that GM W-Body sedans without the supercharger, Impala, Grand Prix, Regal (through 2004 IIRC) are all reliable, relatively safe, cheap to fix, and easy to repair. Avoid anything with a 3.1 or 3.4 under the hood and go with the 3.8. If you baby the gas you can get 20/30 MPG for real.I've ready articles that say SWB regular cab short bed pickup trucks are cheap to insure - however they aren't the safest thing.You can do a web search and if you work with an independent insurance agent, they can help you also.Low performance <> cheap to insurePower <> expensive to insureThere are lots of things insurance companies consider. Cost of repair, chances of injury and severity in an accident, availability of parts, shops to do work (longer a car is down, longer they are paying alternatives).Yes a Corvette isn't going to be cheap to insureHowever there are some surprises out there to. A V6 Camry SE can roast a lot of other cars out there - won't be that expensive to insure. For that matter the 3.8L V6 GM W-bodies above have almost diesel engine like torque but again, enjoy cheap insurance.A 4-banger 5-door Mazda 6 sedan you'd think would be cheap to ensure - nope - rated as a "sports car"Pontiac G8 GT - surprise - rated as a family truckster (although collision rates keep going up - body work is insanely expensive on them)Best bet - ask your agent.
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