My warning from June 2002 about the next crisis being in the banking sector:

I fear that the next crises will be in the banking sector...The disease is a different kind of cancer. It's a seemingly inanimate form that is quickly devouring our foundation, which soley rests upon faith, character, morality and integrity. Independence Day is around the
corner. Instead of having the nerve to sing the audacious request of “God bless America” right after we formally proclaimed in our Government God, you have no place in America, perhaps we should get on our knees and sing “God forgive America”.