My wife and I have discussed this, the questions I ask are her's as well. We'll be together forever and starting a family soon, so we both agree to get money invested for the long run, in whatever means makes the most sense. Meaning either one Roth IRA or two. I guess we are leaning towards opening one Roth IRA, putting in $4000 initially for 2005 and then making monthly payments towards 2006. From what I've heard here and others outside of this discussion board, it sounds like Scottrade would be a good way to go and then investing our money in a combination of Mutual Funds, ETFs or stocks. All depending on cost distribution etc.Does that sound like a mistake to anyone? Is there anything with Scottrade that I should be aware of that may not be obvious?I hope to get this account setup today, but will wait for feedback before making any decisions.Thanks again, my wife and I really appreciate all of your info!-Jay
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