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My wife has not started work yet (she is in law school to become a patent attorney) and we are still saving almost 30% of our annual income. When she works (1 year from now), we will be saving even more, so our savings by the time we retire (25 years or so) will be quite significant and will have us in a higher bracket than the 15% bracket we are currently in.

If your wife is getting ready to start a career as an attorney, seems like you'll be in a higher bracket than 15% WAY before retirement. Do you still anticipate your bracket after retirement to be lower than the one you'll move into once she starts working?

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