My wife is also a teacher in Indiana.When 2009 finally gets here and the new rules are in place for 403bs, I plan to try and get Vanguard in for her school. Vanguard does offer a 403b program.Is the Metlife an annuity or a mutual fund offering?Your 403b (assuming decent fees) is going to be your most significant means by which to save for retirement. Additionally, you might be able to do a 457 on top of the 403b to double your contributions (been out of this market for too long to know if this still applies).
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