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My XIRR for investments in 2008 was -23.4%. Crazily enough I feel like that wasn't so bad, considering.

My net worth took its first dip ever in October, but managed to rally by end of year. Total change in net worth over the past year is +55%, due entirely to starting off from very little and doing a lot of saving.

Someone here posted last year about a metric they use - net worth/annual expenses. Was it whyohwhyoh? Can't remember. Anyway, in the past year mine went from 1.59 to 2.58.

I am sure the market dive has made my retirement date further off, but it's way to early to tell how much of an effect it's had, since I am >>10 years from FIRE (assuming a 6.5-7% annual rate of return).

Inching my way to FIRE,
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