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Appears I have to choose something - can't choose nothing?

Use the same account. If you transfer cash into an account and you say the account you are transferring from is the same account, Quicken will just have the money appear out of nowhere. So if you have an account named "My 401" and you transfer $100 from [My 401] into your My 401 account, the $100 just appears there and doesn't come from anywhere.

At least it does in earlier versions of Quicken (I'm using 2011).

They really should just have a "money transferred from an account not tracked with Quicken", in your case your company putting money in, but they don't.

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