No. of Recommendations: 2
Nah, use that $3K directly to fix the problem. Or, like Ishtar said, if you really want to use a credit counseling service, use CCCS. They'll be more reasonable than Myvesta.

I don't know if anyone has asked you yet, but can you post your minimums and the interest rates and the balances you have? And what's your cash flow in, I think it was $2300 a month? If you get out from under your truck, it's a $500 snowball, which believe me, is not bad. I just don't know if you are making enough to live on and pay the minimums on your cards right now, that's why I'm asking (and why getting out from under that truck payment seems like a high priority). Anyway, details will help people give you better advice. (I know it's personal, but I'm not asking to be nosy, I'm asking so people can help you better and give you specific things to do, or try, or think about.)

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.