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Navyguy, I'm in the same boat as you (No pun intended!). Retired from the Air Force in 99, have Tricare, have the dental, do vision under my wife's retirement, have a VA disability waiver, and an early retirement from my second career after 11 years. I maxed my TSP during those 11 years, and started the "after 50 catch-up" when I turned 51 (last kid was still in college). I was planning to take my social security early (until I read something here on Motley Fool, now to recal), but hoping not to have to touch the TSP until 70. I'm pretty sure that my number crunching prior to retirement at 56 was all good, but I try to refigure every year, just to make sure. You mention a bunch of different calculators you've tried, and for now, I think you're on the right track - you need to use what's out there now, until somebody comes up with a one-stop-shop for us military types. It's a matter of now blending the answers you get, and checking them twice...
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