UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next
Author: HomerUSA One star, 50 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 35367  
Subject: Need counsel: VAIPX vs. VBTLX Date: 11/23/2012 2:11 PM
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Recommendations: 0
Today I'm two years away from maxing out my Social Security benefits, at which time I will apply for SS and hopefully spend more time skiing and less time working.

Two years ago, thinking that I had neither the time nor the skill to better manage my retirement portfolio, I asked Vanguard to exchange all my IRA stocks for five or fewer Vanguard funds. Vanguard opined that the new portfolio should contain 60% equities and 40% bonds. That made sense, so I said, "Sure."

Vanguard recommended only one bond fund: VBMFX (or VBTLX). I said, "Sure. If I knew better how to choose bond funds, I would be in your business."

Now I'm wondering whether VAIPX would have been a better choice. Is there benefit in exchanging some or all of the VBTLX for VAIPX, or is my "inflation-protection during low interest rates" concern something that will pass?

Thanks,

Homer
Post New | Post Reply | Reply Later | Create Poll . Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev | Next

Announcements

Pencils of Promise - Back to School Drive
"Pencils of Promise works with communities across the globe to build schools and create programs that provide education opportunities for children."
Managing Your Wealth
Our own TMFHockeypop from Rule Your Retirement fame on the TV show Managing Your Wealth.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement