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Need some advice....Have 200,000 in cash.....very conservative ...and would like to draw monthly benefits from my cash...but want more than 7%....what should I be looking for that is safe and preserve my cash.

Government I-bonds have a rate of 7.49% at the moment. This includes a fixed rate of 3.6% for the life of the bond as well as an inflation rate adjustment every 6 months. Just one suggestion.

For more info about savings bonds, go here:

http://www.publicdebt.treas.gov/sav/sav.htm
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