I'm setting up a Roth IRA for me and my wife. We're planning on using one of the FoolishFour strategies. We want to contribute the maximum of $4,000 this year. I've never seen it spelled out clearly but everything reads like I need to set up two accounts, one in her name and one in mine. Can anyone clear this up for me?If I do need to set up two accounts, I suppose it would be Foolish to only buy two of the stocks in her account and the other two stocks on my account to save commission costs. Thanks for your help.
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