Not to skip forward but I don't have time to read this whole thing, so...

I'm dealing with corrections that weren't put through on reports. Any guidance which posts might address that?

Also, does anyone know when and what things drop off reports? I suspect secured loans (mortgages, car loans, etc.) never do, but I'm wondering about unsecured and collections listings. I went through a bad divorce in 2000 and I'm noticing some of these items aren't on all three reports. Are they gone? Most of the late or "paid after charge off" accounts were paid off and closed in Fall of 2003. Can anyone give me an idea of timelines?

AC *aggravated and confused*