No. of Recommendations: 0
I'm new to investing and have been learning quite a bit on this website. Right now, I am trying to start planning for my retirement (I'm 30 years old, I'm starting a LITTLE LATE). So, with that in mind, I'm trying to maximize my returns where I can.

I have not, as of yet, participated in a 401K. My employer will do a 2.5% match, but no more. Should I participate in my 401K? Or would I have better returns investing my money directly into the stock market? I've read that Index Funds are the best type, but will they yield more than directly investing myself?

Please help, I've already wasted enough time and I don't want to make a huge mistake now!

Thank you to all the knowledgeable Fools out there!
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement