nice move on geico & getting into hanson when you did. unfortunately i was loaded with CD's throughout almost of 2008. most of them were at least 5%ers, so i did get some degree of appreciation on the premium but nothing more than 10% say vs. what i initially paid.i think having perspective on future value dollars in terms of present day equivalence is a pretty critical component, regardless of what your style is. its nice to see how much of an emphasis you factor this variable into your own methodolgy of sorts.
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