Nice post... thank you.

One question though, yes you are right with inflation in order to have the same amount of money we have now we will need 7,000 per month instead of 3900, but i shouldnt need as much money then...

I wont have a house payment (hopefully), wont have credit card payments, no car payments, etc etc. I should be able to live on WAY less than I live now, so should I still plan on needing the same amount of money that I use now?

I wouldnt think so...