No expert, but..look to one of the brokerage houses to offer roth ira. Actually, go to rothira.com ... get info there..If you pay tax on the investment(initially), your future growth may not be taxed..In terms of what to invest.. I would put all $3500.00 in the techs at nasdaq symbol QQQ.. (this is similar to a mutual index)Of course, all depends on your tax bracket, etc.. when you retire.. If you don't go roth..
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