No, I believe it means I have to hold for 14 days. Unfortunately, most of our funds are proprietary.Macapitalist,I downloaded your spreadsheet - thanks for that.However, I'm having a hard time figuring out the formulas. I guess I'm not approaching the calculations correctly. I looked at the 2002 numbers and taking the end balance less contributions/distributions throughout the year less the beginning balance, I come up with 25.97%.What am I doing wrong? I'm a CPA, so not mathmatically challenged or anything! :)I see your formula takes the product of each period and subtracts 1. However your original post states that annualizing interim periods is misleading, so just looking at 12/31/01 vs. 12/31/02 would seem to make sense. However, like I said, the result is lower.thanks for your help. More finance classes in addition to the accounting classes would probably have helped! LOLCan you point me to a book that shows how to do these calculations correctly?thanks again3MMstill learning.
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