No I do not belong to a credit union. I graduated college this past May, am moving to St Thomas in October, and for the meantime I am working as a waitor. I'm a bit vague on how credit unions work but I don't think I know of any that cater to the service industry, although i'm probably wrong.The "clothing" store I applied for a card from was Express, not as large as Macy's or JCPenny but a clothing store chain just the same.
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