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No, I mean exactly that - 4.52% each month on the balance is deposited in my account. Since I've had it for over a year I think I know what I am earning :)

As others have said, you are not earning 4.52% monthly. Paypal Money Market funds have a 4.52% annual yield. They make payments to your account monthly. If Paypal is actually paying you 4.52% monthly, then they will eventually figure it out and want it back.

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