No. of Recommendations: 1
No need to apologize - my fellow former Long Islander. I need to hear this I really do. It's why I decided to post here.

As far as a budget. How can you make a budget when you don't make enough money for the bills that are coming in. I mean since I have started to babysit I truly go nowhere no stores, no dinners out with girlfriends (miss that but thats ok they bring me in food - love them), no Ann Taylor not even on sale days NOTHING !!!!

He doesn't pay for parking and he brown bags lunch every day.

I did just add up what I spend on school lunches every month $250.00/month on school lunches so help me hannah I never realized that I never added it up. It's time I pay attention !!!!

I don't know how much you're leaking per day, but it's a lot. I realize that you're not in one of the pricier Long Island suburbs, and that compared to other houses you are probably not living in a mansion. But I suspect that there are people you know who regularly have all the bells and whistles that you want and have been having, and you haven't allowed for the fact that most of them probably have a much higher income.

Your absolutely right about this - see this is where posting is just cleansing I swear to you. I am positng things here that my closest friends don't even know. There is a lot of shame in debt. Yes obviously we have been living WAY beyond our means.

I do think selling things is a good idea. I think I am honestly going to walk through my house and list everything I am going to sell. I have no idea how to sell online I thought of ebay its a little overwhelming to me but I can get a friend to show me how. I really think I could make a good deal of money here I really do. Thats the first happy thought I have had all day.

By the way what is a SAHM ???

I'm off to think about all of this thanks again.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.