No need to apologize - my fellow former Long Islander. I need to hear this I really do. It's why I decided to post here. As far as a budget. How can you make a budget when you don't make enough money for the bills that are coming in. I mean since I have started to babysit I truly go nowhere no stores, no dinners out with girlfriends (miss that but thats ok they bring me in food - love them), no Ann Taylor not even on sale days NOTHING !!!!He doesn't pay for parking and he brown bags lunch every day. I did just add up what I spend on school lunches every month $250.00/month on school lunches so help me hannah I never realized that I never added it up. It's time I pay attention !!!!I don't know how much you're leaking per day, but it's a lot. I realize that you're not in one of the pricier Long Island suburbs, and that compared to other houses you are probably not living in a mansion. But I suspect that there are people you know who regularly have all the bells and whistles that you want and have been having, and you haven't allowed for the fact that most of them probably have a much higher income.Your absolutely right about this - see this is where posting is just cleansing I swear to you. I am positng things here that my closest friends don't even know. There is a lot of shame in debt. Yes obviously we have been living WAY beyond our means. I do think selling things is a good idea. I think I am honestly going to walk through my house and list everything I am going to sell. I have no idea how to sell online I thought of ebay its a little overwhelming to me but I can get a friend to show me how. I really think I could make a good deal of money here I really do. Thats the first happy thought I have had all day. By the way what is a SAHM ???I'm off to think about all of this thanks again.M4B4
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