No, the original statement ("For instance, a little known fact is that the federal FHA loan program allows a family to obtain low down payment
financing only two years after discharge of a Chapter 7 bankruptcy case.") is always true.

Make sure you understand this statement properly--the person you were replying to thought it was false because they misunderstood it. It is true as stated: The FHA program allows (i.e. does not automatically rule out) people with recent bankruptcies to get home loans; other factors might come into play.

Greg, is it really possible to sue CRA's under the FCRA? I would think that any act like that would have a "ready-made defense" for the CRA that they can apply and automatically win. I'd compare it to the telemarketing law, whereby it's nearly impossible to win against any company with a number removal policy.

Is there a website titled
"www . iwonabunchofmoneysuingExperian . com" or similar?