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No withholding (we're retired) so it's all estimated tax payments.

I guess for the risk year (the one after the spike), I'll set up for 100% estimated tax payments, then run the numbers for annualized to make sure they're where I think they should be. If necessary, I'll add to the payment. Just need to put reminders in my calendar in that case. Otherwise, I set up all four payments in EFTPS and forget about it until the next year. ;)
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