Nobody's laughing at you... Your original posts said 1040A, and on that form, pensions and annuities is on line 12. On form 1040, you want line 16. As before, 16a is the full amount received, 16b is the taxable amount, zero. No, you don't need to get a 1040A. I'm coming around to pmarti's way of thinking, that one should always use the full 1040 and not mess around with the A's, EZ's, etc. The virtue of the 1040 is that it always works.