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Author: IndecisiveFool Big funky green star, 20000 posts Top Favorite Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76420  
Subject: Non-deductible Traditional IRA Date: 8/30/2001 4:59 PM
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When your income level exceeds the Roth IRA limits, is there any good reason to use a traditional IRA? It appears to me that tax-efficient investments outside an IRA will give you more flexibility if you need to use them before retirement age. Also you will pay long term capital gains instead of regular income taxes at withdrawl.

Does traditional IRAs have any advantages such as protections during divorce, bankruptcy or liability lawsuits? Not that I ever expect any of this to happen.

IF
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