Not always. I've bought three cars in my life (one four months ago). Two were used and under $3K. One was a completely new, no miles on it Acura Integra. But I bought the Integra for cash and have had it for 15 years (and it could easily go more, I am selling it because it's not as safe as my new Volvo, not because it's a money pit). It was a splurge, but worth it - and interest-free. I think you mean 4, two used, one (new 15 years ago) Acura and the new Volvo.
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