No. of Recommendations: 10
Not to detract from your main point, with which I heartily agree, but one turn of phrase rang false to my ears:

$500k is merely the size of robustly-constructed, properly-diversified portfolio.

Robust construction and proper diversification in a portfolio seem to me to be almost entirely unrelated to the size of the portfolio. $500k can just as easily be "the size of" a poorly-constructed, un-diversified portfolio. By the same token, a $10,000 portfolio can be well-constructed and diversified (albeit in a less manual manner).

Whether or not we should expect the average american household to have a net worth topping $500k is orthogonal to your descriptive terms. I think the choice of language in this sentence was crafted to paint a particular emotional picture and I think that your main point could have been better served with less wordsmithing.
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