Not to discourage you, but when you post questions, you sometimes get opinionated answers. To wit:If you have money to invest in a retirement or other account, you should use it to reduce your or your parents' loans (especially the latter).As for investing, either now or in the future, take the time to read some of the educational postings available on this site. There is no such thing as an investment with a fairly certain high return, but low short-term volatility.Hastings
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