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Not to mention that insurance costs more in NY and MA because doctors, hospitals, and other health care providers/services cost more. A lot more.

When I moved to SC from CA, my employer must've given a small whoop for joy as suddenly they were providing me insurance at SC rates. Yeah, they kept my co-pay the same. No, they did not add the savings to my paycheck ;-)

I'm trying to remember 10 years back, but the full price of my employer's group health insurance in CA at the time was ~$1000/mo for a couple, while in SC it was ~$650.

This is why, when you look for insurance on that ehealthinsurance website or for a Medicare supplemental policy, the first thing they ask for is your state or zip code.
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