No. of Recommendations: 0
Nothing from these sites your referencing, but I had a bogus charge on my account some years ago. Never did figure out how it originated. The main thing my bank wanted me to do was "try to work it out with the merchant first." Yeah, sure. So, I tried to track the bogus charger down, unsuccessfully of course, then went back to the bank and told them I'd tried and it was still a bogus charge and I still wanted to dispute the charge, etc. Oh, and while were're at it, I wanted to close my checking account, open a new one, and get a new debit card in the process. ~That~ got their attention. So when I sat down at the desk with the lady who does new accounts and she started with "we can't do that, it's company policy, blah, blah, blah," I told her either charge back the bogus charge, cancel the card immediately since it was obviously compromised and issue me a new one, or close my account altogether and I'd go to another bank. It wasn't terribly painful since I do maintain a separate account for paying bills so I could cope just fine, but scary in that the bank (b/c it was a debit charge instead of Visa) wasn't concerned at all about my account security, only the prospect of losing a customer. They charged it back and issued me a new card.

I wouldn't just go with having the card flagged, weird stuff could always creep back in over time, and it could cause headaches for your folks trying to make a legitimate purchase. I'd simply ask-er, rather tell-the bank to issue a new one. Grind it up in the garbage disposal and call it "accidently destroyed" if you have to, but I'd get a new one (with a different number, of course) issued immediately. I know there are issues with "automatic" withdrawls transferring to new cards that way, but it wouldn't hurt.

Good luck.
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