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Now, how do you keep 401k assets (and their associated interim earnings) separate from old IRA assets if you mix them? Are you then allowed to move those old 401k assets into a new 401k?

The elimination of the non-comingling rule becomes effective January 1, 2002, so we aren't quite there yet.

When comingling becomes allowed, in theory there would be no reason to keep 401(k) assets separate from old IRA assets--both could be rolled into the new employer's 401(k) if the new employer's 401(k) allows money to be rolled into it.
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