Now, knowing what you know, should we put the $3,500 2002 contribution in a traditional or Roth IRA, given the different tax situations whith each?It sounds like she won't have enough income in retirement to pay any taxes. I'd crunch the numbers to be sure, but I suspect that even with taxable withdrawls from a traditional IRA she still won't have enough to pay taxes. So I'd go with the tradtional IRA for the current tax deduction.--Peter
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