Now that I am more actively involved, I can see many of the decisions that could have and should have been made differently. I figure I am pretty sharp and have learned alot. I do not use an FP myself but for this one issue - RMD - I will use an FP. In fact, I will probably seek out an FP's advice 2 to 3 years prior to 70 1/2 as well as when I am 70 1/2. If my mother had the opportunity to remake that decision I'd pay for her to see an FP. It is way too easy to screw this up.BG,You may have an opportunity to do just that. Congress is considering passing a tax bill to allow individuals over age 70 1/2 a one year window to revoke their prior election and make a new election.... WSJ article dated (?)9/28/2000.*Cat
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