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Author: llamalluv Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 311082  
Subject: Re: Free Money? Date: 7/17/2003 10:57 AM
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Now, they add fees like 35 dollars for someone paying one day late. Then lower your credit limit to half what it was and then charge you "over-limit" fees.

Then they send your bills in the mail only 10 days before it's due. I guess to increase the chances they will hit you with such a fee.

When did a credit card company do that you to when you were paying your account and keeping it current?

I've never had a company do that to me. But then, I pay on time. Usually. If I miss a deadline, as I have once or twice, I simply call them up, let them see for themselves that I was a mere 2 days or so late, that I've never been late before, etc, and they waive the fees.

As far as incurring late payments because they mail the bill 10 days before it is due--again, never had that happen. I pay online. If I didn't have that option, I always can use a regular old paper calendar and mark down the due dates--that's what my father did before they had PCs.
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