num1fool,Lots of good advice from all. Pixy's book list is great; I might add John Bogel's COMMON SENSE ON MUTUAL FUNDS and David Dreman's CONTRARIAN INVESTMENT STRATEGIES: THE NEXT GENERATION. By the way, be truly Foolish; get those books at your local library and save $$.You say you still have debt. If the interest rate on that debt is above 7 or 8% then you will do very well by paying it off. If you decide you can save more, consider putting it into your 401k for now. You are very likely to change jobs within a few years; when that happens you can roll your 401k into a self-managed IRA. Cheers,GW
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