No. of Recommendations: 1
Of course, if you put in the effort to actively MANAGE your investments, keeping some money in good dividend-return equities (like AT&T, at 6.5 percent or so) and some in stocks that you actually research, buy and sell at a profit along the way, you can do a lot better than 4 percent!

I'm always amazed at how many people expect to just throw their money into "something", let someone else manage it for them (charging them a fee), and let it chug along at 2, 3 or 4 percent -- or less -- with NO thought or effort.

Hey -- if people want to be lazy, and not bother to learn anything, I guess that's what they deserve!

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