Of course there is a third option and that is to do nothing and leave it in the 401k of your prior employer.So I would ask the question of how well do you like the two 401k plans you have? How are the fund options, costs, communications, etc.? What is the stability of your former employer?If you are not thrilled with your former employers 401k plan and the current 401k plan, then it is obvious that the suggestion would be to roll it over into an IRA of your liking.Bob
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